Privacy and Disclaimer
We are committed to protecting your privacy.
We will only use the information that we collect about you lawfully (in
accordance with the Data Protection Act 1998 & subsequent revisions thereof).
We collect information about you for two reasons: to provide you with the
best possible service and to comply with all relevant legislation.
We will not email you in the future unless you have given us your consent.
We will give you the chance to refuse any marketing email from us or from
any other third party companies in the future.
The type of information we will collect about you may include: your name,
address, phone number (including mobile number), e-mail address and such
other information about your personal and financial circumstances as may
be appropriate to your enquiry and to the advice we give.
We will never collect sensitive information about you without your explicit
consent.
The information we hold will be accurate and up to date. It is possible to
obtain a copy of the information that we hold about you. If you find any
inaccuracies we will delete or correct it promptly. A nominal charge of £10
is made to cover administrative costs involved. Should you require a copy
of such information, please email us.
The personal information which we may hold will be held securely in accordance
with our internal security policy and British law.
If we intend to transfer your information outside the EEA (European Economic
Area) for uses other than order fulfillment, we will always obtain your consent
first.
We may use technology to track the patterns of behavior of registered and
non-registered visitors to our site. This can include using a "cookie" which
would be stored on your browser. You can usually modify your browser to prevent
this happening (for example, using Internet Explorer select 'internet options'
from the 'tools' menu, then click 'security', followed by 'custom level'
and select 'disable cookies').
The information collected in this way can
be used to identify you unless you modify your browser settings. We also
aggregate this data to perform statistical analyses of the characteristics
and behavior of our registered users and non-registered visitors. Cookies
are also used as a further means of ensuring private and secure purchase
sessions are operated within the site.
We may use third-party advertising companies to serve advertisements on our
behalf. These companies may employ cookies and action tags (also known as
single pixel gifs or web beacons) to measure advertising effectiveness. Any
information that these third parties collect via cookies and action tags
is completely anonymous. Your browser can be modified to not accept cookies
- guidance for which is provided in the paragraph above.
We may amend this policy from time to time. If we make any substantial changes
in the way we use your personal information we will notify you by email or
an announcement on the website.
If you have any questions/comments about privacy, you should email us.
Please note, we do not control, any information or statements appearing
in linked sites (nor in other sites referred to in or linked to linked sites)
operated by third parties. We are not responsible for webcasting or any other
form of transmission received from any linked site nor are we responsible
if the linked site is not working properly.
All information conveyed on this website is for general description purposes,
and the owners, whilst every effort has been made to portray information
accurately, will not be held responsible, whatsoever, for any anomalies or
discrepancies therein.
retirementisa.co.uk is owned and operated by
Bruce Latto ACII DipPFS
Chartered Insurance Practitioner
Independent Financial Adviser
The Scottish Financial Independence Group
PO Box 205
Ellon
Aberdeenshire
AB41 6YG
Telephone 0845 6441808
Facsimile 0870 1206900
Email retirementisa@scottishfinancial.co.uk
Website www.scottishfinancial.co.uk




